100 Incredible Personal Finance Resources: Blogs, Tools, and Experts You Need to Follow Right Now

Hi! I’m Kate, the face behind KateFi.com—a blog all about making life easier and more affordable.

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Personal finance is a vast landscape, and it can be tricky to sift through the noise to find truly valuable information. That’s why we’ve done the heavy lifting for you! In this mega-post, you’ll discover 100 stellar resources—blogs, podcasts, apps, websites, and experts—that can level up your money game. We’ve organized them into categories for easy navigation. Enjoy, and feel free to bookmark or share this page for future reference!

Table of Contents

1. Budgeting & Saving
2. Investing: Stocks, ETFs & Index Funds
3. Financial Independence & Early Retirement (FIRE)
4. Side Hustles & Entrepreneurship
5. Debt Management & Credit
6. Real Estate Resources
7. Tools & Apps for Money Management
8. Money Mindset & Behavioral Finance
9. Taxes & Insurance
10. Family, Relationships & Money

1. Budgeting & Saving

1. Mint.com
   A classic, free budgeting tool that tracks your spending and gives you real-time alerts.
2. You Need A Budget (YNAB)
   Popular zero-based budgeting app designed to give every dollar a “job.”
3. EveryDollar
   Dave Ramsey’s simplified budgeting app perfect for those who like a clear, streamlined approach.
4. Budget Bytes
   Brilliant for low-cost meal planning and recipes—ideal for slashing food expenses.
5. Frugalwoods
   A blog chronicling one family’s journey to financial independence with tips on frugality and saving.
6. Be The Budget
   Provides detailed posts on cutting expenses, creating sinking funds, and saving effectively.
7. Money Under 30
   Offers budgeting advice specifically tailored to younger adults or those new to personal finance.
8. The Penny Hoarder
   Known for tips on saving money, frugal living, and easy ways to earn extra income.
9. Tread Lightly, Retire Early
   A blog that emphasizes mindful spending, eco-friendly choices, and pragmatic saving tactics.
10. Mr. Money Mustache’s Post on Frugality
    Must-read article on how to adopt a position of power in your finances through extreme frugality.

2. Investing: Stocks, ETFs & Index Funds

1. Vanguard
   Pioneer of low-cost index funds—great for long-term, buy-and-hold investors.
2. Fidelity
   Offers commission-free trading on many ETFs, plus extensive research tools.
3. Charles Schwab
   Well-regarded for its low-cost index funds and robust customer service.
4. Bogleheads.org
   A community forum dedicated to the investing philosophy of Jack Bogle (founder of Vanguard).
5. Investopedia
   Encyclopedic site with definitions, tutorials, and articles on every finance and investing term.
6. Morningstar
   Comprehensive fund and stock analysis platform, offering in-depth ratings and insights.
7. The Motley Fool
   Popular for long-term stock picks and entertaining finance commentary.
8. Seeking Alpha
   Offers crowd-sourced investment research, covering individual stocks and market trends.
9. Berkshire Hathaway’s Shareholder Letters
   Warren Buffett’s annual letters are a treasure trove of investing wisdom.
10. Robinhood
    Commission-free trading app—ideal for beginners wanting to dip their toes into stock or ETF investing.

3. Financial Independence & Early Retirement (FIRE)

1. Mr. Money Mustache
   The go-to blog for the modern frugality movement and the FIRE community.
2. ChooseFI Podcast
   Weekly episodes covering a range of FI topics—from travel hacking to tax optimization.
3. Mad Fientist
   Focuses on tax avoidance strategies, travel rewards, and achieving FI faster.
4. Early Retirement Now
   Deep-dive series on safe withdrawal rates, sequence-of-returns risk, and advanced FIRE math.
5. Our Next Life
   Chronicles a couple who achieved early retirement and offers reflective posts on post-FIRE life.
6. The Escape Artist
   A UK-based FIRE blogger with straightforward advice on escaping the rat race.
7. Millennial Revolution
   A couple who ditched homeownership and retired early—plenty of investing + travel tips.
8. Go Curry Cracker
   Early retirees who slow-travel the world, sharing tax tips and strategies for location independence.
9. 1500 Days
   Fun, personal approach to tracking net worth, property flips, and living a mustachian lifestyle.
10. The FI subreddit (r/financialindependence)
    A bustling community to ask questions, share milestones, and stay motivated.

4. Side Hustles & Entrepreneurship

1. Side Hustle Nation
   Nick Loper’s podcast and blog featuring countless side hustle ideas and success stories.
2. Smart Passive Income
   Pat Flynn’s hub for affiliate marketing, blogging, and digital business building.
3. Fiverr
   A platform to sell freelance services—from design to writing—at various price points.
4. Upwork
   Ideal for finding freelance gigs or hiring talent for your own entrepreneurial pursuits.
5. Skillshare
   Earn money by creating teaching modules and sharing your expertise in a specific field.
6. Etsy
   Great marketplace if you’re crafty or create unique digital products.
7. Gary Vaynerchuk’s YouTube Channel
   Motivational content on hustle, business growth, and personal branding.
8. The Penny Hoarder’s Side Gig Section
   Curated articles on how to pick up extra cash in various industries.
9. Teachable
   Platform for building and selling online courses—ideal if you’re an expert in a niche.
10. Uber and Lyft / https://www.lyft.com
    Rideshare opportunities for flexible income; though keep an eye on expenses like gas and car maintenance.

5. Debt Management & Credit

1. Debt Snowball Method Explanation (Dave Ramsey)
   Ramsey’s famous approach to paying off the smallest debts first for a psychological win.
2. Debt Avalanche Method (Investopedia)
   Focuses on highest-interest debts first—this resource explains how it works.
3. National Foundation for Credit Counseling (NFCC)
   Find reputable credit counseling services in your area.
4. Credit Karma
   Monitor your credit scores for free and see potential ways to improve them.
5. Undebt.it
   Online tool that helps organize debts and track your progress toward repayment.
6. The Debt-Free Community on Instagram
   A hashtag that opens up a supportive world of everyday people sharing debt-free journeys.
7. Student Loan Planner
   Specialized advice for tackling large student loan balances.
8. Bankrate’s Debt Payoff Calculators
   Handy for visualizing how quickly you can eliminate debt with extra payments.
9. MagnifyMoney
   Compares interest rates on balance transfer cards, personal loans, and more.
10. AnnualCreditReport.com
    The official site to access your free yearly credit reports from Equifax, Experian, and TransUnion.

6. Real Estate Resources

1. BiggerPockets
   The gold standard for real estate investing, offering forums, podcasts, and calculators.
2. Zillow
   Popular site for scouting property values, rental comps, and market trends.
3. Realtor.com
   Another big listings platform—useful for searching homes and analyzing local markets.
4. Redfin
   Excellent for home price trends, “hot home” predictions, and region-specific data.
5. Roofstock
   Focuses on buying and selling turnkey rental properties. Good for passive real estate investing.
6. Millionacres by The Motley Fool
   News and insights for anyone interested in REITs or real estate crowdfunding.
7. Fundrise
   A popular real estate crowdfunding platform that lets you invest in diversified property portfolios.
8. Rental Property Calculator (BiggerPockets)
   Breaks down cash flow, ROI, and potential profits or losses.
9. Afford Anything Podcast with Paula Pant
   Often covers real estate investing strategies and interviews successful property owners.
10. Chad Carson (Coach Carson)
    Real estate investor who focuses on small deals and building slow, steady wealth.

7. Tools & Apps for Money Management

1. Personal Capital
   Tracks your investments, net worth, and retirement goals in one dashboard.
2. Acorns
   Rounds up your purchases and invests the spare change into diversified portfolios.
3. Honey
   A browser extension that automatically applies coupons at checkout.
4. Rakuten
   Formerly Ebates—earns you cashback when you shop online.
5. GasBuddy
   Helps you find the cheapest gas in your area, saving on fuel costs.
6. Goodbudget
   Based on the envelope system—great for allocating funds to categories.
7. Digit
   Automates your savings by analyzing your spending patterns and setting aside small amounts.
8. Wally
   An intuitive expense tracker that helps you get a handle on your monthly cash flow.
9. Spendee
   Lets you create shared wallets, great for couples or roommates dividing expenses.
10. Google Sheets
    Old-school but powerful for building custom budgeting templates if you’re a spreadsheet lover.

8. Money Mindset & Behavioral Finance

1. The Psychology of Money by Morgan Housel
   Blog/book focusing on how our biases and emotions shape financial decisions.
2. Behavioral Investor by Daniel Crosby
   His podcast “Standard Deviations” delves into the human side of finance.
3. Ramit Sethi
   Author of “I Will Teach You to Be Rich,” known for “conscious spending” and mental shifts around money.
4. James Clear
   While not purely finance, his focus on habits and behavior can transform your spending patterns.
5. Nudge by Richard Thaler & Cass Sunstein
   Explores how subtle “nudges” in choice architecture can encourage better financial decisions.
6. Freakonomics Podcast
   Not purely personal finance, but episodes frequently dig into the psychology behind money.
7. All The Hacks with Chris Hutchins
   Explores optimizing various aspects of life, including financial behaviors and habit formation.
8. The Simple Path to Wealth by JL Collins
   While often cited for investing, it also covers the mindset shift required to remain consistent long-term.
9. Behavioral Finance subreddit (r/BehavioralFinance)
   A niche community discussing articles and research on how emotions affect money choices.
10. The Financial Diet
    Covers budgeting, emotional spending, and lifestyle design—great for honing a healthier mindset.

9. Taxes & Insurance

1. IRS.gov
   The official US government site—essential for forms, tax brackets, and credible tax info.
2. Tax Foundation
   Non-partisan research organization covering federal and state tax policy.
3. TurboTax
   User-friendly tax filing software. Also offers a knowledge base on deductions and credits.
4. H&R Block
   Another popular tax filing solution—check out their free e-file if you have a simple return.
5. SmartAsset’s Tax Calculator
   Quickly estimates what you owe and how your location affects tax liabilities.
6. Healthcare.gov
   For U.S. health insurance marketplace info and potential subsidies.
7. Policygenius
   Compare life, home, auto, and disability insurance quotes in one place.
8. Lemonade
   A modern, tech-friendly insurance provider offering renters, homeowners, and pet insurance.
9. Zander Insurance
   Known for identity theft protection and a variety of insurance products.
10. Nolo’s Insurance & Liability Articles
    Offers plain-English explanations of personal insurance topics and liability issues.

10. Family, Relationships & Money

1. Couple Money
   Helping couples build their finances together—budgeting, debt, and communication tips.
2. Marriage, Kids and Money
   Podcast/blog focusing on parenting, family budgeting, and achieving financial goals as a unit.
3. Kids’ Money
   Resources to teach children about saving, spending, and financial responsibility.
4. Khan Academy Kids’ Finance Lessons
   Free interactive lessons that touch on early money skills and math concepts.
5. Wealthsimple’s Money Diaries
   Personal stories about how different families and individuals handle finances.
6. FamZoo
   A virtual family bank that helps teach kids about money by giving them real budgeting experiences.
7. Clark Howard on Family Finances
   Frugal living, discount strategies, and how to balance family budgets effectively.
8. Dave Ramsey’s Financial Peace University
   Structured program used by many families to pay off debt and unite on financial goals.
9. Baby Steps Millionaires Forum
   Real-life stories of families following Ramsey’s “Baby Steps” to build wealth.
10. Working Moms Reddit Community (r/WorkingMoms)
    Shares advice on balancing job demands, childcare, and budgeting.

Conclusion: Curate Your Own Financial Toolkit

And there you have it—100 high-impact personal finance resources covering everything from budgeting and saving to investing, real estate, insurance, and family money dynamics. Whether you’re just starting your journey to get out of debt or you’re on the brink of financial independence, these links can serve as ongoing tools, references, and inspiration.

Where to go next?

• If you’re a complete beginner, dig into the Budgeting & Saving category first.
• Already have your finances in decent shape? Explore Investing and Real Estate for the next leap.
• Feeling adventurous? Check out FIRE resources to see how people are rewriting the script on retirement.

Tip: Don’t feel pressured to absorb everything at once. Bookmark this page and revisit it whenever you need fresh insights or new ideas. Personal finance is a marathon, not a sprint—and the more quality resources you have at your disposal, the more confident you’ll feel on your journey. Good luck, and happy learning!